Financial Institutions
Banks

At FFUSA, our job is to make your job easier.

That's why we provide all of the tools and turnkey services necessary to simplify offering your business customers Merchant Services programs. In fact, if you want, we'll do just about everything and you still generate revenue.

Choose a Program That Works for You

When you partner with FFUSA you have a choice of programs that works best with your financial institution's goals. There are two processing programs and compensation arrangements to choose from. Each program varies in the amount of responsibility you assume and the amount of revenue you earn.

quote photo
"Our old merchant card processing company really seemed to drag its feet... FFUSA approves new accounts in a fraction of the time. That means happier customers and makes my life easier."
Referral Banks

Referral Bank Program -

Keeping it simple is what the Referral bank program is all about. We provide you a risk free merchant program that requires no additional staff to administer. Our turnkey program offers aggressive pricing and a variety of processing options, while providing your institution with additional passive income and additional marketing opportunities. When we take care of your Merchant Services program, you have more time to take care of your customers.

Benefits include:

  • Your own dedicated FFUSA account representative.
  • FFUSA processes all applications, manages all equipment installation and reprogramming, and provides customer service to your merchants.
  • Full array of POS devices, PC and E-Commerce processing options.
  • Available check truncation and gift card products
  • Online transaction and account viewing for merchants.
  • 24/7 merchant technical support.

Specifically designed for financial institutions that choose to allocate minimum resources to a merchant program, but still want a robust offering. You refer applications to FFUSA who will then sign and train the merchants. You receive a referral fee, residual income stream and no liability.

Agent Banks

Agent Bank Program -

Designed for financial institutions that want to manage sales, the Agent Bank Program pricing and primary customer relationship. You take the applications and set the pricing while FFUSA provides the application processing and training. You handle ongoing support.

Benefits include:

  • Complete pricing flexibility
  • FFUSA provides ongoing training and support for your sales and support staff
  • Full array of POS devices, PC and E-Commerce processing options.
  • Online access to account status and activity
  • Full array of POS devices, PC and E-Commerce processing options.
  • Available check truncation and gift card products
  • Online transaction and account viewing for merchants.
  • 24/7 merchant technical support.

We'll provide you with your own FFUSA support team, so you know there's more than one person totally dedicated to your financial institution. We also provide full training of your staff and marketing support.

Make your life easier, call FFUSA today.

Best of all, the FFUSA Financial Institution Programs require a minimum of your time and can yield impressive results. Learn more about FFUSA's Financial Institution Programs, contact FFUSA right now either via email banksales@ffusa.net or phone (888) 416-4720.

Non-conforming Merchants
Credit Union Image

Hard-working entrepreneurs deserve the opportunity to succeed, and FFUSA can help you turn them into revenue producers for your institution. We welcome:

  • New Business
  • Seasonal businesses
  • Wholesale distributors
  • Home-based businesses
  • Mail order and phone order businesses
  • Past credit problems or slow (C/D) credit

Click here to see a Quick Introduction.

What bankers are saying
Midwest Banker
"We were concerned how our customer would be treated - would FFUSA be good or bad for us? We found the alliance with you very helpful and beneficial, both for our bank and our customers."
Midwest Banker
Bankwide
"Bankwide we used to decline 15 merchants per month. Now we recoup 14 of those each month. That's over 160 more customers per year that stay with us rather than look elsewhere. That's also 160 more accounts per year from which we generate revenue."
"Well it happened... One of our best customers was declined [for card acceptance] and was I anxious and stressed to have to tell him. Then I remembered you. You were an excellent safety valve and saved me a ton of embarrassment. Thank you so much.

We used to use you just for difficult to approve merchants, now we use you for all merchants. You've taken a difficult and time- consuming process and made it easy.

I earn points for opening new accounts, you make my job easier.

Sometimes merchants are hard to deal with, your staff treats them well and that makes us look good. Great job!

With an easy program like yours it gives me more things to talk to my customers about.

It seems that all aspects of the banking business are just getting more and more complicated. Your program is the only one that has become easier... what a relief."


First Data
RSPA Member
Click to verify BBB accreditation and to see a BBB report. Minneapolis Regional Chamber of Commerce Visa/MasterCard First Financial USA
Merchant Card ServicesGiveBack ProgramFinancial InstitutionsTrade AssociationsAbout UsSuccess StoreCorporate Employment

FFUSA is located at

805 Meander Ct, Medina MN 55340

Toll Free 1-800-678-7610

Local 763-231-8120 • Fax 763-231-8129



First Financial USA is a registered ISO/MSP of Wells Fargo Bank, N.A. Walnut Creek, CA.

*Visa and MasterCard are registered trademarks of their respective organizations. American Express, Gift Cards, E-Commerce, and Check Services requires separate approval